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Valko Financial Ltd.

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Downpayment Sources

When you’re looking for a new mortgage, down payment is always a part of the equation.  In our latest FAQ video, Marina and Sandra discuss different forms of downpayment, and the documentation needed to support your application.

Pre-Approvals and Rate Holds

In today’s market, nearly anyone looking to purchase a new home is pre-approved, but do you really know what that term means?  In our previous videos, Marina and Sandra have shown that there is more to your mortgage than you think – and your pre-approval is no exception.

Private Mortgage Financing

People often have a negative connotation when they hear the term ‘private mortgage’ or when we refer to private mortgage financing.  What some may not realize is that short-term, private financing can be a a great tool on the road back to financial stability if life throws you a curve ball.  In this video, Marina and Sandra look at what those situations might look like, and how a short-term solution can get you back on the road to long-term financial freedom.

Waiving Your Conditions

When people think of putting a financing condition in their Offer to Purchase,  they generally think that their approval is purely based on their credit score and income.  But, did you know that your mortgage lenders also need to approve the property that you are looking at?  In this video, Marina and Sandra look into this with a little more detail.

Mortgage Prepayments, Portability & Assumability

In the first video in the Frequently Asked Questions (FAQ) series, Sandra and Marina of The Valko Team answer questions about prepayments and transferring a mortgage.

Downpayment Options

In this video, Marina and Sandra look at downpayment options, and what you will need to show a mortgage lender when you are purchasing a home.

Employment Tenure

Are you on a contract at work?  Or on probation?  Your employment terms have big impact on your mortgage application.  Marina and Sandra look at different employment terms and how they can affect your financing.

Why use a mortgage broker?

While the banks can only offer you their own mortgage products, we have access to hundreds of options from Canada’s largest banks, credit unions, trust companies, and financial institutions.

Plus countless other reasons, let us explain more.

Why a Broker?

We are highly recognized and awarded.

We take great pride in our commitment to our clients and we have been recognized for it! See why we are the leaders in the mortgage industry.

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