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Ontario shuts schools until September because of COVID-19 pandemic

Overnight summer camps are also cancelled, province confirms CBC News · Posted: May 19, 2020 7:58 AM ET | Last Updated: 8 hours ago   Ontario Premier Doug Ford announced Tuesday that the province is cancelling in-person learning for the school year because of the COVID-19 pandemic. “The safety of our children is my top priority,” Ford said. The province said in a news release that the decision was made after consultation with the chief medical officer of health and an assortment of medical experts.  “We cannot open schools at this time,” Ford said. “I’m just not going to risk it.” Ford told reporters that learning will continue online. The province said in its news release that all students “who were on track to graduate” from high school before schools were shuttered in March will be able to graduate, and all students will receive report cards. Education Minister Stephen Lecce said a full plan for reopening the …
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Ontario Announces Additional Workplaces that Can Reopen

Additional seasonal, retail and household businesses must follow public health guidelines May 14, 2020 1:30 P.M. Office of the Premier Original Source:  NEWSROOM ONTARIO TORONTO — Today, the Ontario government announced the retailers, seasonal businesses and health and community service providers who will be permitted to open or expand their services on Tuesday, May 19, 2020 at 12:01 a.m., provided that the general trend on health indicators continues to improve as part of the first stage of the government’s reopening framework. The workplaces opening as part this stage are well-positioned to put workplace safety measures in place and get more people back to work, while not overburdening public transit and other services. The government also announced additional seasonal services and activities will be permitted to open as early as Saturday May 16, 2020 at 12:01 a.m., in time for the Victoria Day long weekend, as key public health indicators continue …
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Over $34,000 raised for local businesses in viral online campaign

Original Source:  KITCHENER TODAY A local group of businesses have found a way to help other small vendors that have been affected by the COVID-19 pandemic. The Random act of Business (RAoB) is a campaign and online platform where residents can go to purchase gifts from their favourite non-essential businesses across Waterloo Region. According to Kitchener marketing agency Studio Locale, residents are being asked to be ‘more viral than the virus’ (which has an infection rate of over two people) and gift three or more items from these businesses to family, friends, neighbours or employees.  Some businesses featurd on the RAoB website include Four All Ice Cream, Four Fathers Brewing, Native Plant Source, Golf Play, and more.   A list of all the participating businesses can be found at moreviralthanthevirus.ca. The aim of RAoB is to help get the message out that these places are still open even if they can’t physically open their doors.   Since launching the campaign …
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Retail stores can offer curbside pickup, delivery as of Monday

Original Source:  Kitchener Today The provincial government is opening more of the economy. On Wednesday afternoon, the province announced that non-essential retail stores can open to offer curbside pickup and delivery, as of Monday, May 11. The stores are being asked to follow all the health and safety guidelines, in place due to the COVID-19 pandemic. “We haven’t been sitting on our hands. Whether it’s releasing our framework for reopening or putting in place the workplace safety guidelines needed to help businesses adapt to the new environment, we’ve been laying the groundwork for the safe, measured, and gradual reopening of our province,” said Premier Doug Ford. “As the trends improve, we can move forward with reopening more and more of our economy and getting people back to work.” he added. As early as Friday, garden centres and nurseries will be able to open for in-store payment and purchases, operating under the …
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Canada Emergency Commercial Rent Assistance (CECRA)

Federal Government Update Today, the Prime Minister announced that the federal government has reached an agreement in principle with all provinces and territories to implement the Canada Emergency Commercial Rent Assistance (CECRA) for small businesses. This program will lower rent by 75 per cent for small businesses that have been affected by COVID-19. The details that have been announced at this point are below. We will share more details about the CECRA as they become available. The CECRA program will provide forgivable loans to qualifying commercial property owners to cover 50 per cent of three monthly rent payments that are payable by eligible small business tenants who are experiencing financial hardship during April, May, and June. The loans will be forgiven if the mortgaged property owner agrees to reduce the eligible small business tenants’ rent by at least 75 per cent for the three corresponding months under a rent forgiveness agreement, which will …
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5 Steps to Start Investing in Real Estate

From the desk of Matthew Shantz: When looking to start investing in Real Estate it is very easy to get caught up in the excitement. We read books, listen to podcasts, take courses, talk to friends, go to open houses, speak with realtors and spend hours browsing through MLS and listings. We ask everyone “how did you do it?” or “what are you investing in?” or worst still “how much money did you make?”. I get it, I have been there. We just want to do something, anything, because not doing something feels like we are wasting our time, missing out on the next big opportunity and have let another chance to ‘get rich’ slip through our fingers. Over the past 15 years I have attended more seminars, read more books, listened to more speakers, interviewed more experts and walked through more houses then I could count. I figured that …
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Home Sales and Listings Plunge in March as the Bank of Canada Steps Up Economic Support

Housing Market Another Victim of the Virus   Data released this morning from the Canadian Real Estate Association (CREA) showed national home sales fell 14.3% on a month-over-month (m-o-m) basis in March, the first national indication of the early impact of social isolation. The economic disruption and massive layoffs caused both buyers and sellers to increasingly retreat to the sidelines over the second half of the month.Transactions were down on a m-o-m basis in the vast majority of local markets last month. Among Canada’s largest markets, sales declined in the Greater Toronto Area (GTA) (-20.8%), Montreal (-13.3%), Greater Vancouver (-2.9%), the Fraser Valley (-13.6%), Calgary (-26.3%), Edmonton (-13.2%), Winnipeg (-7.3%), Hamilton-Burlington (-24.9%) and Ottawa (-7.9%). Actual (not seasonally adjusted) sales activity was still running 7.8% above a quiet March in 2019, although that was a considerable slowdown compared to the y-o-y gain of close to 30% recorded in February. “March 2020 …
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Consumer Proposals – Too Good to be True?

From the desk of Matthew Shantz: While most of us are cooped up inside, one part of our bodies that is getting worked out more then ever are our thumbs. As we scroll through Facebook, Instagram and Twitter, mindlessly passing by ads for this and that. I have noticed a significant uptake in the number of ads on my personal accounts for “Debt Consolidation Products” and, interspaced evenly between Cooking Tutorials, DYI Face Masks, and Millionaires promising to give away their fortunes. Typically, I would pass these ads by, ignoring them as the unwanted, unsolicited, poor and misleading advice that they are. Except for today, today I decided to engage one to see what this was all about, and the realization hit me “People really are going to fall for this crap!” Most of them start off innocently enough “It Is Very Easy To Write Off The Complete Debt With …
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Payday Loans – The First Step into Perpetual Debt

From the desk of Matthew Shantz: Many years ago, during a different time in my life, I found myself facing a cash shortfall. I literally had the change in my pockets to get me through to my next pay day. Credit Cards were maxed, Bank Account was in Overdraft and my cupboards had a few boxes of pasta and my fridge some nearly expired milk. I wasn’t sure how I was going to pay my rent – living in Toronto, that rent was not cheap – let alone how I was going to keep myself fed. So, I did what everyone does in that situation, and look for a quick source of money without having to share my plights and desperation with family or friends. I was ashamed and embarrassed and did not want to share that I had gotten myself into that situation. I worked full time and had …
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