Tracy Valko


Tracy Valko has been in the finance and banking business for over 16 years, and is a leading Mortgage Broker in the Tri-Cities area.

Tracy and her team are truly stand out when it comes to working with their clients.  With honesty, integrity, commitment and professionalism at the core of their values, The Valko Team can help deliver the products and services you need to reach your financial goals!

Honesty • Integrity


Commitment • Professionalism

What our clients are saying

“Tracy is a very passionate individual, very keen on providing the best possible customer service at all times. She will go out of her way to look out for you and I know that I can trust and am absolutely safe with her whenever I deal with her. She is indeed an inspiration and we need more professionals like her to make our world a better place”

About Using a Mortgage Broker and How it Can Benefit You...

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

The Valko Team Recognition and Awards

We take great pride in our commitment to our clients and we have been recognized for it!

Recent Posts

  • I want to give a huge thanks to my team today.  CMP Magazine just named us one of the top 50 Brokerages in Canada! You can read all about us in the latest issue. As I explain the article, humility and integrity go a long way......

  •     Understand that divorce is the biggest destroyer of wealth Financial Post columnist Garry Marr calls divorce the number one destroyer of wealth and it is difficult to argue with him.  The financial ramifications are obvious.  It affects your retirement plans, your estate planning,......

  •   The federal government wants to make sure you can afford any possible rate increases in the future If you’re putting less than 20% down you may need to do one of the following: Put more money down Buy a less expensive property Include possible......

  • This week brought new government regulation changes when it comes to mortgage financing in Canada.  These regulations apply to high-ratio buyers, and become effective on October 17th, 2016. There is pressure and potential for rates to go up at this time, and it is important......


“Thanks so much for making the mortgage process so painless. I appreciated the advice and information you provided, and that you then allowed me to make my own decision. Also that you put up with my indecision over whether to go variable-interest or fixed!”
Ruth Loewen

To sum up your service in one word, I would have to say, ‘Wonderful’!
Thank you for your superior customer attention and efficiency. My wife and I have now gone through our second Purchase transaction with you and I have always found your service and knowledge base to be outstanding! I look forward to referring my friends and family to you so that they may benefit in the same was as we have.”

Robert Chancey

Purchasing? Refinancing? Debt Consolidation?

Let's Talk!