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Tracy Valko – Mortgage Broker


Tracy’s been in the finance and banking business for over 15 years and is currently a leading expert in mortgage brokering in the Kitchener/Waterloo area for the past 8 years.

With honesty, integrity, commitment and professionalism at the core of her values she can help deliver the products and services you need.

Honesty • Integrity


Commitment • Professionalism

What our clients are saying

“Tracy is a very passionate individual, very keen on providing the best possible customer service at all times. She will go out of her way to look out for you and I know that I can trust and am absolutely safe with her whenever I deal with her. She is indeed an inspiration and we need more professionals like her to make our world a better place”

About Using a Mortgage Broker and How it Can Benefit You...

There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.

The Valko Team Recognition and Awards

We take great pride in our commitment to our clients and we have been recognized for it!

Recent Posts

  • August 17, 2016 The blazing fast growth of housing prices in Canada’s most in-demand cities has rendered purchasing homes impractical for all but the wealthiest would-be buyers, but a CIBC economist argued that political intervention will only make things worse.In an August 11 research note,......

  • Our Chief Economist, Dr. Sherry Cooper looks at the ins and outs of British Columbia’s new foreign-owned land tax below: July 27, 2016 In a surprise move, British Columbia introduced a new 15 percent property transfer tax on foreign real estate buyers in Vancouver on Monday,......

  • Karen K. Ho The Globe and Mail Published Tuesday, Jun. 21, 2016 5:26PM EDT Kitchener-Waterloo is set to get a large new innovation complex specifically aimed at new hardware companies and exceeding the size of a pioneer facility in Shenzhen, China. The 475,000-square-foot project, named Catalyst137......

  • June 24, 2016 Prime Minister Justin Trudeau says Canada can weather market turmoil after the U.K. voted to leave the European Union, while economists forecast the Bank of Canada is likely to continue to hold interest rates steady for longer or even cut them further.......


“Thanks so much for making the mortgage process so painless. I appreciated the advice and information you provided, and that you then allowed me to make my own decision. Also that you put up with my indecision over whether to go variable-interest or fixed!”
Ruth Loewen

To sum up your service in one word, I would have to say, ‘Wonderful’!
Thank you for your superior customer attention and efficiency. My wife and I have now gone through our second Purchase transaction with you and I have always found your service and knowledge base to be outstanding! I look forward to referring my friends and family to you so that they may benefit in the same was as we have.”

Robert Chancey

Purchasing? Refinancing? Debt Consolidation?

Let's Talk!